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It is not the night before Christmas. Instead, it is a nicely warm night in the middle of spring. The rich Mr. Evan E. R. Screwj has just settled into bed, when the ghost of his old workmate, Matthew Scrimp, appears in room.
Scrimp warns Evan that he has not given to charity, friends or family in his life enough, especially friends, nudge nudge, and will be visited by three ghosts over the night. Evan mentions in a cautious voice that Scrimp kept on loosing all his money on cards.
But the ghost of Matthew Scrimp has gone now, and is replaced by a fat, jolly ghost who calls himself the Past. He takes Evan through time to see a piece of his own history. They observe a large gathering where his family met for a large meal. He sees his cousin, Phil, stuffing everything he can lay a hand on down his gullet, and remembers that he died of heart failure later that year. His family, who were all quite large, had practically been proud.